Terms and Conditions

1. Acceptance of Terms

By registering for, accessing, or using the BantuSphere Super App ("Platform"), you agree to be bound by these Terms and Conditions ("Agreement") and our Privacy Policy. If you do not agree, do not use the Platform.

2. Parties

This Platform is jointly owned and operated by:

• Bantu Sphere Pvt Limited, a private limited company registered in Zimbabwe.
• Zimbabwe Accountants International Limited, a private limited company registered in the United Kingdom.

These companies shall collectively be referred to as "we," "us," or "our."

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account. If you are underage, you may only use the Platform under the supervision of a parent or legal guardian.

4. Account Responsibility

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

5. Use of the Platform

You agree to use the Platform only for lawful purposes and in accordance with all applicable local, national, and international laws and regulations.

Prohibited uses include:

• Copying, modifying, distributing, or reverse engineering any part of the Platform.
• Posting harmful, illegal, or misleading content.
• Attempting to interfere with the integrity or performance of the Platform.

6. Data Use & Privacy

By using the Platform, you agree that we may collect, process, store, and use your data, including personal and location data, for:

• Improving our services and user experience.
• Marketing and promotional purposes.
• Compliance and operational purposes.

We do not sell personal data to third parties without consent but reserve the right to share aggregated or anonymized data.

7. Intellectual Property

All content on the Platform — including logos, code, design, algorithms, text, graphics, videos, and audio — is the intellectual property of Bantu Sphere Pvt Ltd and Zimbabwe Accountants International Ltd or their licensors.

You may not reproduce, copy, or exploit any content without explicit written permission.

8. Global Enforcement & Jurisdiction

These Terms are enforceable worldwide. You agree that:

• Disputes with Bantu Sphere Pvt Ltd shall be governed by Zimbabwean law.
• Disputes with Zimbabwe Accountants International Ltd shall be governed by the laws of England and Wales.
• We may enforce our rights in any jurisdiction.

9. Limitation of Liability

To the fullest extent permitted by law, we disclaim all warranties and shall not be liable for any:

• Loss of data, profits, or business.
• Indirect, consequential, or incidental damages.
• Mistakes, omissions, or interruptions in service.

Use of the Platform is at your own risk.

10. Indemnification

You agree to indemnify and hold harmless Bantu Sphere Pvt Ltd, Zimbabwe Accountants International Ltd, their officers, directors, affiliates, and employees from any claims, liabilities, damages, and legal fees arising from your use of the Platform or your violation of these Terms.

11. Modification of Terms

We reserve the right to update these Terms at any time. Users will be notified via the Platform or email. Continued use of the Platform after changes constitutes your acceptance.

12. Termination

We may suspend or terminate your account at any time without notice if you violate these Terms. Upon termination, your right to use the Platform immediately ceases.

13. Third-Party Services

The Platform may integrate with third-party services (e.g., Stripe, Google Maps, WhatsApp, etc.). We are not responsible for the practices or content of these services.

14. Force Majeure

We are not liable for any delay or failure to perform resulting from causes outside our reasonable control, including acts of God, internet outages, government actions, war, or pandemics.

15. No Waiver

Failure to enforce any part of these Terms shall not be considered a waiver of our rights.

16. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and us concerning the use of the Platform.

17. Severability

If any provision is found invalid or unenforceable, the remaining provisions will remain in full force and effect.

18. Contact

For any legal questions or notices, contact: